Raisin Savings Review

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Raisin Review 2026

A complete, unbiased guide to Raisin's financial products and services.

7.4★★★☆☆Good  ·  out of 10
BBB A+
What is Raisin?
WHAT IS RAISIN?

JumpSteps has reviewed Raisin based on publicly available information.

Fast Facts
Full Legal NameRaisin US, Inc.
Founded2012
HeadquartersNew York, NY
Stock Ticker⏳ Awaiting partner input
FDIC InsuredNo (partner banks are FDIC)
SIPC MemberN/A
BBB RatingA+
AM Best RatingN/A
J.D. Power Score⏳ Awaiting partner input
Current PromotionsNo active promotions at this time
Industries / ProductsCommercial Banking
Data Last Verified2025-03-01

Fields marked "Awaiting input" contain data that changes frequently. Brand representatives can submit current data here →

Products & Services
INDUSTRYCommercial Banking
Account Types
Awaiting partner input
Fee Waiver Conditions
Awaiting partner input
Overdraft Policy
Awaiting partner input
ATM Network
Awaiting partner input
Branch Count
Awaiting partner input
Minimum to Open
Awaiting partner input
Loyalty Program
Awaiting partner input
FDIC Coverage
$250,000 per depositor per ownership category
Digital Features
Awaiting partner input
Frequently Asked Questions
Please verify FDIC coverage directly with Raisin.
Raisin is subject to federal financial regulation. It holds a A+ BBB rating. As with all financial institutions, review the terms of your specific accounts and products.
Raisin offers commercial banking services including checking and savings accounts.
Who Raisin Is Best For

✓ Best For

  • Consumers researching Raisin

✗ Look Elsewhere If

  • Consumers with specific needs not served by Raisin
The JumpSteps Rating
7.4
out of 10
★★★☆☆
JumpSteps Rating · Commercial Banking · 2026-03-06

JumpSteps has reviewed Raisin based on publicly available data.

How JumpSteps Ratings Work

The JumpSteps rating uses a four-component system: (1) an industry consensus score averaging ratings from up to 13 recognized consumer finance publications — including NerdWallet, Bankrate, Forbes Advisor, Investopedia, Motley Fool, CNBC, WalletHub, and industry-specific sources; (2) an editorial anchor score set by the JumpSteps editorial team; (3) a data completeness score reflecting how much verified structural information is available; and (4) trust signals including BBB rating, AM Best (insurance), and FDIC/SIPC membership. Source weights adapt based on how many consensus ratings are available. Ratings reflect what an institution actually offers, not the size of their marketing budget.

This rating reflects publicly available information as of 2026-03-06 and has been verified by a brand representative.