Find Your Robo or Managed Investment accounts with an advisor | Top Advisors and Robo-Advisors
Managed investing puts a portfolio in algorithmic or professional hands — you set your goals and risk tolerance, and the account handles the rest. Robo-advisors build and rebalance portfolios automatically, typically using low-cost index funds. Professionally managed accounts add human guidance at a higher cost. Tell us what you're looking for and Claire surfaces editorial matches across our rated platforms using JumpSteps' four-component methodology — partners and non-partners scored the same way.
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What to know about managed investing
Managed investing covers two distinct approaches: robo-advisors and professionally managed accounts. Both take the day-to-day decision-making off your plate — the difference is who or what is making the calls.
How robo-advisors work
A robo-advisor is software that builds and manages a portfolio based on your goals and how much risk you're comfortable with. You answer a questionnaire, the platform builds a mix of investments — usually low-cost index funds or ETFs — and the account rebalances automatically over time to stay aligned with your target. Most robo-advisors charge an annual fee expressed as a percentage of what you have invested. On $10,000 invested, a 0.25% fee costs $25 a year. That makes them among the lowest-cost ways to have your money professionally managed.
How professionally managed accounts work
A human advisor or advisory team makes portfolio decisions on your behalf. That personalization costs more — fees for human-managed accounts often run 1% or higher annually — and account minimums tend to be higher as well. Some platforms now blend both approaches: an algorithm manages the portfolio day-to-day, with access to a human advisor when you have questions.
What JumpSteps evaluates in this category
When rating managed investing platforms, JumpSteps looks at:
- Annual advisory fee and any additional costs built into the underlying funds
- Account minimums to open and to keep the account active
- Portfolio construction — how the platform builds and adjusts your mix of investments over time
- Tax-efficiency features, including tax-loss harvesting (selling investments at a loss to offset gains elsewhere, which can lower your tax bill) and availability of retirement accounts like IRAs and Roth IRAs
- ESG and values-based investing options — whether they exist, and how they're implemented
- Banking integration — whether a checking, savings, or cash management account connects to the investing account
- Customer experience: onboarding, mobile access, and whether human support is available
Who managed investing is built for
Managed investing platforms serve a wide range of investors: people building long-term wealth who want a consistent, low-maintenance approach; hands-off investors who don't want to pick individual stocks or rebalance manually; ESG-focused investors looking for portfolios that reflect their values; savers who want retirement accounts managed automatically; and customers who want banking and investing under one roof. Two people with similar goals can match differently based on their tax situation, whether they already bank somewhere, or how important values-based investing is to them — which is exactly why the match flow asks what matters to you before surfacing results.
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ClaireAI reads how you invest and surfaces editorial matches across rated platforms. Match takes less than a minute. No subscription required.
Get my Match Score →Some platforms now blend both approaches: an algorithm manages the portfolio day-to-day, with access to a human advisor when you have questions.
What’s this?
Claire is JumpSteps’ AI matching engine — the intelligence that connects what you’re trying to do financially with the products designed for that purpose. Meet Claire →
The real question in managed investing isn't robo versus human — it's which combination of fees, account types, and features lines up with how you actually want to invest. A platform with ESG options and an IRA is a different product than one built around a cash management account and automated rebalancing, even if both call themselves robo-advisors. The match flow sorts that out based on what you tell us.
How JumpSteps Ratings Are Built
Every rating combines four distinct components: editorial analysis, industry consensus scores from up to 13 recognized publications (normalized to a 0–10 scale), structural completeness of verified product data, and institutional trust signals including SIPC membership, BBB rating, and Partner Verified status. The amount a partner pays does not determine the score — all brands are evaluated using the same methodology.
Frequently Asked Questions
Find Your Managed Investing Match
Tell us your goals and Claire surfaces editorial matches across our rated platforms — fees, account types, ESG options, and banking integration all factored in.
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