Believe Savings - A High-Yield Online Savings Account with Purpose

If you’re looking for a high-yield online savings account that does more than just earn interest, Believe Savings offers a secure, FDIC-insured way to grow your money while supporting meaningful causes. Your savings stay yours, and Regent Bank makes a separate charitable donation on your behalf.

Believe Savings is a division of Regent Bank, Member FDIC.

What is a High-Yield Online Savings Account

A high-yield online savings account is a digitally managed savings account designed to offer a stronger return than traditional savings accounts. Online accounts often have lower overhead, which can translate into better overall value. They allow fast onboarding, 24/7 access, and a streamlined way to manage your savings.

Why Choose This Type of Account

Many people switch to an online savings account because it offers safety through FDIC insurance, a simple digital experience, and a dedicated place to grow savings outside of a checking account. The added benefit with Believe Savings is that your money supports real impact while continuing to grow.

How Believe Savings Works

1: Apply online. U.S. residents age 18 or older can open an account in minutes.

2: Fund your account. Link your current checking account or transfer money digitally.

3: Choose your nonprofit. Select a cause that matters to you and update it anytime.

4: Save with confidence. Your money grows while Regent Bank makes a charitable donation based on your average annual balance.

Key Features and Benefits

• Fully digital account that can be opened in just minutes

• No monthly fees

• No minimum balance required to earn interest

• FDIC-insured through Regent Bank, Member FDIC

• Regent Bank donates 0.10 percent of your average annual balance to a nonprofit you choose

• The charitable donation is made by the bank and is not deducted from your savings or interest

• Easy online access and account management

Who This Account Is For

• Savvy savers with purpose who want better performance than a traditional bank and prefer their money to reflect their values

• Values-aligned donors who support nonprofits and want a simple, automatic way to make an impact

• Cautious optimizers who prefer FDIC-insured savings over riskier investment options

What to Look for in an Online Savings Account

As you compare savings accounts, consider whether the bank is FDIC-insured, whether there are monthly fees, how easy it is to move money in and out, what digital tools are available, and whether the account aligns with your financial values.

Why Believe Savings Stands Out

Believe Savings allows you to grow savings while supporting a nonprofit you choose. Regent Bank donates 0.10 percent of your average annual balance without reducing your earnings, meaning the bank pays the donation and it does not come from your funds or account interest earned. Believe Savings is backed by Regent Bank, Member FDIC, combining trustworthy banking experience with modern digital convenience. There are no complicated rules, no monthly fees, and no trade-offs between saving and impact.

Take the Next Step with JumpSteps

With Believe Savings, your money works harder for you and for causes you care about. Believe Savings will help guide you through opening your account, linking your funding source, and choosing your nonprofit. You can open your account online in just minutes.

Believe Savings is a division of Regent Bank, Member FDIC. Regent Bank donates 0.10 percent of your average annual balance to the nonprofit you select. The donation is made by the bank and is not taken from your interest or savings. Minimum deposit to open is 100 dollars. Other terms and conditions apply.